Template notice. These Terms of Service are a general template provided for convenience. Review them with qualified legal counsel before publishing or relying on them.

Terms of Service

Last updated: January 1, 2026

1. Acceptance

By accessing or using this website, you agree to these Terms. If you do not agree, do not use the site.

2. About the Site

This site provides general information about our Orlando and Beachside offices and lets visitors contact us, apply to join the team, or request a quote. It is for informational purposes only and is not insurance advice. No insurance contract is formed by using this site.

3. No Professional Advice

Information on this site does not replace consultation with a licensed insurance agent. Coverage availability, pricing, and terms depend on factors specific to you and are subject to underwriting and applicable law.

4. Acceptable Use

Do not submit false, misleading, or fraudulent information.
Do not attempt to disrupt the site, bypass security, or scrape data.
Do not impersonate any person or entity.
Do not submit sensitive personal data (e.g., Social Security numbers, health records, government IDs) through public forms.

5. User Submissions

When you submit information through our forms, you grant us permission to use that information to respond to and process your request, consistent with our Privacy Policy.

6. Intellectual Property

All site content (logos, text, graphics, code) is owned by us or our licensors and protected by applicable law. You may not reproduce content without permission, except for personal, non-commercial reference.

7. Third-Party Links

Links to third-party sites are provided for convenience. We are not responsible for the content, privacy practices, or availability of third-party sites.

8. Disclaimers

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL IMPLIED WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE.

10. Indemnification

You agree to indemnify and hold us harmless from any claims arising out of your use of the site or breach of these Terms.

11. Changes

We may update these Terms at any time. Updated Terms take effect when posted on this page.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law principles.

13. Contact

For questions about these Terms, contact us via the office page for your location.